All posts by nathanvs5

Financial Future

This was a project that I completed for my math class. We had to wright about what we were going to do for a living and how we were going to pay for the things we are going to need.

When I grow up there are many things I am going to want or need for everyday life. To get a good job I am going to need to go to college but want to go to a good college, and if I want to become a lawyer I am going to need to go to law school.
I will need a car for driving place to place but I am going to want a nice car. I will need all types of insurances such as car, home, and life. So read all about what I think my financial future will consist of and how I will accomplish my goals on a budget of the amount of money that I plan on making.

The financial future I want for myself is to go to Stanford University for four years which would be an out of state college with a tuition of $48,987 Room and board $15,112 and for books and other fees $5,000. The total cost to go to Stanford would be about $276,000 dollars. So I hope my parents have enough money saved up so I don’t have to have student loans weighing me down for the next 30 years of my life. After college I think I want to become a lawyer so that will be another $92,450×6 for each year of law school at Harvard. So that is 554,000 dollars for 6 years of law school and if you add that to the price of college you get about $830,000 worth of education. I do not know for sure how me or my parents are going to come up with that much money. Maybe I will have to invest in the stock market, but there is always a chance I will lose money, or maybe I will have to loan money to someone and use the interest to help pay for my college. After I am done receiving all that expensive education I am going to become a lawyer. On average a lawyer coming out of Harvard earns about 234,000 dollars per year. So it would take me 3.5 years of work just to pay off nothing but education or I would have to pay about $7,000 per month for 10 years. That would be a lot of work just to make up for where I went to school.

Right when I get out of college I am going to need an overwhelming amount of things to make a more comfortable lifestyle. I am going to have to worry about where I am going to live, Which I am leaning towards living in downtown San Francisco which according to an article from Business Insider has the most expensive median one bed apartment rent at $3,590 per month. So this will be very expensive so I will have to worry about how I will pay for it. I looked and I saw a 1,437 square foot condo for sale that is 2 beds 2.5 baths that costs 1,395,000 dollars. Once I have a condo, I will need to find a car that would be good for me, and I would need to fill it up with gas. I will also need to buy utilities such as A.C, water, and electricity. This is more than I was planning on needing right when I get out of college which would mean I have less money to spend on other things.

There are many things that are important to me financially. One thing I have always wanted was a nice car. Whenever I see someone zoom past me on the freeway in a 200,000 dollar car I am always envious of them. My favorite car brand is Mercedes, and there are a couple of cars from that brand that I just wish I had. The one car that stands out to me though is the Mercedes sls amg. The base price of this car is 200,000 dollars so I would have to save up for quite a while to afford it. Another thing I would want to do is eat out. I really like eating out and I do not like to cook. When I get older I always imagined that I would be someone who always eats out. So when I get older I will bring it upon myself to eat out as much as I can afford because if I eat out 4 times per week that is 16 times per month times 15 which is the average bill, that would be $240 per month just eating out.

When I was planning my financial future and how I am going to spend my money each month I was, and still am worried of how I can afford everything that I want. Our account management spreadsheet is very basic and It does not take into account the small charges that add up quick or the big charges such as sales tax, property tax, and insurance. And still after I am done calculating my expenses, I only have $50 to spare each month when there is still is at least $1,000 of uncounted expenses that I cannot afford. So I am going to have to find a way to cut back whether that means no $200,000 car or no $1,300,000 house.

Trying to plan the financial future that you both want and can accomplish is hard, but the only way that you can get through it is to manage your money wisely so you don’t waste it on a bunch of things you want and don’t need like a luxury car but instead you use it on things you need like health insurance. When you are planning your financial future there can be parts where you are worried about not having enough money and there can be parts where you are just excited about being on your own in a nice house driving a nice car and making your own money. So whatever happens to me in the future all that matters right now is working hard in school, and making good grades so you can accomplish your goals later in life.

Apple

Apple is probably my favorite technology company. They are always in my opinion making high functioning devices that look very good and are somewhat simple.

When it comes to phones and coumputers I think Apple at least 2 years ahead of its competition. Right now apple is mainly competing with Samsung and they are killing them. According to data from Counterpoint’s Monthly Market Pulse, Apple has significantly increased its lead over Samsung in the premium smartphone market ($400+) since the launch of the iPhone 7. Over the summer, Apple was selling just over 50% of the global premium smartphones, and Samsung was selling just under 25%.  Apple makes so much money off smartphones is because each iPhone it makes costs somewhere around $200 to make, and is sold for over $600. The profit margins are far better for premium smartphones than nearly any other segment of electronics, so Apple ends up making more money on a $600 iPhone than it does on a $2,000 MacBook.

No matter what phone you have, everyone can appreciate the amount of work and design that apple puts in each year to make their iPhone. If you want to go check out an iPhone model click here.

 

Spring Break!!

I am really looking forward to spring break. It is a fun time of year where we get a break from school and homework.

One reason why I am really looking forward to spring break is vacation. I am going to Lake Tahoe and I am going to ski for about a week. I am going to fly into Las Vegas, then drive into Lake Tahoe were we will rent skies and hit the slopes. This is a fun vacation for The whole family where we can take our minds off things.

Another reason I am looking forward to spring break is no school. Times when school is out are some of the best times of the year. Even after I get done skiing and having a blast in Lake Tahoe I still do not have to go to school. This allows for more free time  you can use for watching TV, hanging out with friends, or getting your mind ready for you to go back to school.

I can’t wait till spring break. No matter what I do this spring break, I can assure you it will be better than school. I think when they give us a break from school we can come back twice as focused as we were before.

Super Bowl Results?!!

At about 9:30 pm last night the New England Patriots beat the Atlanta Falcons in the first overtime Super Bowl game. Can you believe that it took 51 Super Bowls just for one to go into overtime?

I really wanted th Falcons to win that game because I have gotten tired of the Patriots always winning, but I have to congratulate the Patriots on arguably the best Super Bowl  comeback in history. If you did not get a chance to watch the game I will yell you what  happened: The New England Patriots were down 28-3 to the Atlanta Falcons at half time. The Patriots then scored 25 unanswered points to tie it 28-28 and send the game into overtime. In overtime the Patriots won the coin toss and scored on their first drive to win the 2017 Super Bowl.

Many can agree no matter what team you were rooting for, that game will be a “Super Bowl for the ages”. If you are a big Falcons fan I can only imagine the pain you are going through knowing you were so close to being the champions. Just know there is always next year. If you want to read more about the Super Bowl click here!!!

 

New Elective

A few weeks ago I started a new elective class for the next 18 weeks. The elective class I switched from is a class called Above and Beyond, and I moved to a programming class called Animation and Gameing.

Animation and Gameing is taught by Mrs. Walker and it is a programming and game design class where we learn code like Java Script. Above and Behond was a class taught by Mrs. Reese ( the GT teacher), and was a class where we studied topics like philosophy, law, and engineering. In Animation and Gameing I am making a game with my partner Chris Wu.

In the future I might post more about the class Animation and Gameing and I might tell how my game is working out for us.

The Super Bowl Is Approaching!!

Super Bowl 51 is approaching  and the two teams that are going to participate in it are the Atlanta Falcons and the New England Patriots. It was a long fought battle the whole season for both of these teams, and for one of them it is all going to pay off.

The first kickoff will be at 5:30pm on Sunday February 5th. Not until later that night though will we know who the 2017 champions will be. I really want Atlanta to upset New England because I am tired of New England always winning and if the Atlanta Falcons win they will get there first championship trophy. The New England Patriots on the other hand have one 4 Super Bowl championships and have been to the playoffs 22 times. A lot of people do not like the patriots because of “Deflategate” if you do not know what that is I am going to give you a brief overview. Basically at the 2015 AFC championship game where the New England Patriots faced the Indianapolis Colts there was an allegation that the New England Patriots tampered with footballs used in the American Football Conference (AFC) championship. If you want to learn more about “DeflateGate ” click here.

Coming this Sunday the National football league will crown its next SuperBowl champion, and whoever wins will go down in the books as the 2017 SuperBowl champions.

 

NCAA Football Championship!!

Last night the NCAA football championship took place. Competing in the championship was Clemson and Alabama. It was a  hard fought battle but Clemson barely upset Alabama with a score of 35 to 31.

I have to say I am glad that Clemson edged out this victory. After a while it gets old watching Alabama always win. Deshaun Watson, Clemson’s quarterback lead Clemson back from a two-touchdown deficit and took down the “kings of college football”, Alabama, to deliver the Tigers their first national title since 1981. Deshaun Watson’s 420 passing yards, 43 rushing yards and four total touchdowns ( three in which were passing) ensured the Tigers would win the 2017 College Football Playoff National Championship.

At the end both teams played hard and this will be a good win for the Clemson football team; one in which I think they deserved, and the the #1 team in the country got beat by the #2. I just hope Alabama doesn’t mind sharing the spotlight.

 

Why did Texas Fail as A Spanish Colony

 

Hay Readers this is an assignment for my Texas history class.

Alvarez de Pineda was the leader of 4 Spanish ships. In 1519 he and his crew became the first white men in Texas. There were 3 main reasons Texas almost failed as a Spanish Colony. The reasons were, they didn’t find any gold, The missions were abandoned, and the Native American tribes did not want to change their original way of life.

The first reason Texas nearly failed as a colony was there was no gold in Texas. Spain was more interested in finding gold than colonization. And Francisco Coronado left Texas to go north to try to find treasure. These reasons affected their ability to colonize Texas by not letting them focus on actually colonizing Texas, they were to busy trying to find treasure that did not exist.

Another reason Spain almost failed to develop Texas was all of the missions were abandoned by Spain. The King of Spain ordered all the missions to be shut down except for the San Antonio missions.This evidence helps explain why Spain did not develop Texas because there was no missions except ones in the San Antonio area that were working and not abandoned.

A third reason Spain almost failed to develop a successful colony in Texas was the Native Americans did not want to change their original way of life. Only some settlers arrived to the missions but that was not enough to prosper Texas as a Colony. This evidence further explains why Spain had a hard time developing Texas because Texas was not prospering due to only some settlers coming to missions.

There were still other reasons that helped explain Spain’s failure. One of these for example, was Spain did not trade enough with the Native American Tribes. Cabeza de Vaca wanted to befriend the Native American tribes and his dream never came to be. There were three main reasons Texas Nearly failed as a Spanish colony. They did not find any gold, the missions were abandoned, and the Native Americans did not want to change their traditional way of life. Spain’s near failure to develop Texas is important because it left us to explore more land . From trial and error we were able to build Texas from the ground up.

At Bat

 

I smell the fresh cut grass and popcorn
I hear the audience shouting from the stands
I see the pitcher in his windup
I feel the dirt covering my hands
I taste the sunflower seeds in my mouth
I watch the pitcher as he releases the ball
I feel the ball rebound of my bat
I try to find the ball, but I see nothing at all
I feel my foot round first base
I now notice I have a loose shoelace
I see the out fielders sprinting to the fence
I feel my foot round second base
I taste the sweat trickling down my face
I hear my coach telling me to slide
I feel like I am on a roller coaster ride
I feel the leather from the third baseman’s glove
I watch the baseball fly out of his grasp
I hear the umpire screaming safe
I think I just hit a triple

Author’s note I changed some words around so my poem would rhyme a little.